Wand Pao | Expense Divider
Privacy Policy for Expense Divider
Effective Date: October 10, 2026
App Name: Wand Pao | Expense Divider
Developer: Roliosolutions
Contact Email: roliosolution@gmail.com
1. Introduction
Welcome to Expense Divider. Your privacy is important to us. This Privacy Policy explains how Expense Divider collects, uses, stores, and protects information when you use our mobile application.
Expense Divider helps users organize expenses into collections, add shared expenses, and divide costs among people. The application also displays advertisements to support its development and maintenance.
By using Expense Divider, you acknowledge that you have read this Privacy Policy.
2. Information We Collect
A. Information You Enter
When using Expense Divider, you may enter information such as:
Collection names and descriptions, if applicable.
Expense names, amounts, and currencies.
Names of people included in shared expenses.
Other information necessary to organize and divide expenses.
This information is used to provide the app's expense management and expense-splitting features.
Expense Divider is not intended to collect bank account credentials, payment card details, or banking login information.
B. Advertising Information
Expense Divider uses Google Mobile Ads to display advertisements. Google Mobile Ads and its associated technologies may automatically collect or process certain information, including:
IP address and approximate location derived from it.
Advertising identifiers and other device identifiers.
Information about interactions with advertisements and the app.
Diagnostic, performance, and crash-related information.
This information may be used for advertising delivery, ad measurement, analytics, fraud prevention, and service improvement, depending on the applicable settings and features.
Google may process information in accordance with its own privacy policies and terms.
For more information, please review Google's Privacy Policy:
https://policies.google.com/privacy
C. Consent and Advertising Preferences
Expense Divider uses Google's consent management technology to manage advertising consent where applicable. Depending on your location and the available consent options, you may be asked to provide or manage your advertising privacy preferences.
The availability of personalized or non-personalized advertisements may depend on your consent choices, regional requirements, and Google's advertising policies.
3. How We Use Information
Information used by Expense Divider may be processed for the following purposes:
To create and manage expense collections.
To record and organize shared expenses.
To help divide costs among people.
To remember expense information within the app.
To display and manage advertisements.
To diagnose technical issues and improve app stability.
To protect the app and advertising services against fraud or misuse.
To comply with applicable legal requirements.
We do not use the expense information you enter to provide banking or payment-processing services.
4. How Information Is Stored
Expense information entered into the app is used to provide its core features.
Where expense records are stored locally on your device, they remain in the app's local storage unless they are otherwise transferred through a device feature or service you use. We do not intentionally upload these expense records to our own servers as part of the app's ordinary expense-management functionality.
Advertising-related information may be processed by Google and its service providers as described in their applicable policies.
Uninstalling the app or clearing its data may remove locally stored expense records. Please keep your own backup of any information you want to retain.
5. Sharing of Information
We do not sell your personal information.
Information may be shared or processed in the following circumstances:
Advertising providers: Google Mobile Ads may receive and process device, advertising, interaction, and diagnostic information to provide advertising-related services.
Legal requirements: Information may be disclosed when required by applicable law or a valid legal process.
Security and fraud prevention: Information may be processed when necessary to protect users, the app, or the advertising services against fraud, abuse, or security threats.
We do not intentionally share your locally stored expense records with other users or advertising providers as part of the app's normal expense-splitting features.
6. Data Security
We take reasonable steps to protect information handled by the application. However, no method of electronic storage or transmission can be guaranteed to be completely secure.
You should protect access to your device and avoid entering highly sensitive personal or financial information into expense descriptions or collection names.
7. Data Retention and Deletion
Expense records stored locally are generally retained until you delete them, clear the app's data, or uninstall the application, subject to your device's operating system and backup settings.
Information processed by third-party advertising services is subject to those providers' applicable retention and deletion practices.
If you have questions about privacy or information handled by the developer, you can contact us using the details below.
8. Children's Privacy
Expense Divider is a general-purpose expense management application and is not specifically designed to collect personal information from children.
We do not knowingly collect personal information from children for our own purposes. Advertising services may have their own age-related requirements and restrictions.
If you believe that a child has provided personal information in a way that requires action, please contact us.
9. Third-Party Services
Expense Divider uses third-party services, including Google Mobile Ads, to provide advertising functionality. These services may process information under their own privacy policies.
We encourage users to review the relevant third-party policies to understand how information may be handled.
Google Privacy Policy:
https://policies.google.com/privacy
Google Play Services information:
https://policies.google.com/terms
10. Your Privacy Choices
Depending on your location and applicable law, you may have rights or choices concerning your personal information and advertising preferences.
You may be able to manage advertising settings through your Android device settings or the consent and privacy options made available by the app.
You can also contact us with questions about information handled by the developer. Please note that certain information may continue to be processed by third-party service providers according to their own policies and legal obligations.
11. Changes to This Privacy Policy
We may update this Privacy Policy when the app's features, advertising services, or applicable legal requirements change.
Any revised policy will be published at the location where this Privacy Policy is made available. The effective date at the beginning of the policy will be updated when appropriate.
We encourage users to review this page periodically.
12. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or Expense Divider's privacy practices, please contact us:
Developer: Roliosolutions
App Name: Expense Divider
Email: roliosolution@gmail.com
We will make reasonable efforts to respond to privacy-related inquiries.
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